Shades of Blue highlight this San Francisco Victorian home
By - d3333p7
[3919 20th Street](https://goo.gl/maps/uJVBrGSaA9zjaKq39), near Dolores Park. According to Redfin it last sold for $380,000 on Jun 26, 1996.
~$650,000 adjusted for inflation.
Zillow estimate is $3.6M
Zillow estimations are buttcheeks, things probably closer to a billion dollars on sf
The price of houses there has increased five times as much as inflation, and boomers wonder why we can’t afford houses.
You sure it's not just because we're too lazy to stop eating avocado toast and pull on our bootstraps harder?
Now I want avocado toast. But avocados are so expensive! :(
The funniest thing is when the older generation use that exact expression seriously, pulling yourself up from your bootstraps is supposed to mean attempting to accomplish something absurd but people use it and act like all young people are lazy and could make it if they just tried harder.
True, but when comparing home prices over time, it's also really important to factor in mortgage interest rates. In June of 1996, rates for a 30 year loan were at [8.47%](http://mortgage-x.com/general/national_monthly_average.asp?y=1996). Borrowing 380k at that rate means your monthly mortgage payment would be $2,916.
Adjusting *that* for inflation gives you a monthly payment of $5,003. Working backwards using today's rates of ~2.75%, you could borrow ~$1,250,000.
Obviously this house is worth more than 1.25 million today so the point still stands. But just straight adjusting housing prices for inflation is a little misleading.
This is assuming they are borrowing the money to purchase the home.
That’s still insanely low for SF I think? I mean it wasn’t quite as crazy back in the 90s housing wise, but nowadays it must be at least a couple million.
I see the neighbor to the left upped their game too. Nice!
Beautiful home! Are those garages even functional though?
This is a pretty common type of garage in SF. It's probably a tandem garage. It's not uncommon to see cars parked in the driveways either. From a distance it looks like someone crashed their car into the house.
they’re also pretty commonly deceptively further back into the building, so it’s even easier to get in than they’d seem like.
It’s possible it’s even a two car garage, with tandem parking. If not then it may have a finished basement. This house is delux
As a SF resident, yes they're functional.
How do you not scrape the bottom of your car though?
People just scrape the bottoms of their cars.
Source: I live around here.
As the other person said... people just don't have very high respect for the bottom of their cars lol. Some of the hills are so steep that the only way to go into the intersection is to scrape the bottom of your bumper on the ground if your car is low enough. You see giant streaks dug into the road from this happening so often.
When I was visiting my friends in SF it seemed like people didn't respect cars in general. When I parked on the street I saw people hanging stuff from their trunks that covered their bumpers and I asked my friend what that as about and he told me people like to nudge other cars to make room for themselves when parallel parking so some people buy "bumper protecters".
Also my friend had his car window smashed multiple times.
I dunno about that. Cars cant really be nudged when they are in park/gear. I mean, I guess you can hit them hard enough to smash the parking pawl...
I definitely saw people giving "love taps" to cars as they were parallel parking, which explained this shit hanging from people's cars in my friends neighborhood. I think he lived in mission district. Also thought it was super weird that it was just accepted in his neighborhood that on Sunday's the left lane in their neighborhood became parking spots.
very common to see on the east coast too in major cities like Boston or NYC
Oh, I am sure people hit each other all the time with how much of a premium parking space is there. Hell, people suck at parallel parking even when they arent trying to squish a 9 ft car in an 8 ft space.
It’s just to protect your bumper since you’re a lot more likely to get bumped in a city. Nobody is intentionally pushing parked cars… like the other guy said, you can’t just gently push a parked car forward.
>Nobody is intentionally pushing parked cars
They certainly are in France
Yup. Don’t put your handbrake (parking brake to Americans) on if you park in Paris.
We used to play the 75 game when we lived there. Any car with a 75 plate (75 is Paris) was _guaranteed_ to have a dent or scratch. The first to find it won.
I mean, if you live on San Francisco, you're going to scrape the bottom of your car a lot anyway. We have some pretty fucking steep hills!
You scrape your car going [across intersections](https://www.google.com/maps/place/Union+St+%26+Jones+Stemail@example.com,-122.4156014,3a,75y,346.61h,93.22t/data=!3m6!1e1!3m4!1spav5sm9bIXaEqfsyk2wpkQ!2e0!7i16384!8i8192!4m11!1m2!2m1!1sjones+and+union,+san+francisco!3m7!1s0x808580ef019e5ec1:0x5c5bb32ba61b9493!8m2!3d37.799538!4d-122.41586!14m1!1BCgIgARICCAI!15sCh5qb25lcyBhbmQgdW5pb24sIHNhbiBmcmFuY2lzY2-SAQhidXNfc3RvcA) anyhow, one more scrape's no big deal.
Hah. I was expecting that to be this SF bottom scraping picture :)
As an ex SF resident, yes they're functional. It's where all the pee accumulates.
Serious question- how the fuck does anyone afford to live in San Francisco? It seems like a charming city, but fucking assclown insane realestate prices. Houses like that do not seem desirable (charming house yes, but fuck that slope bullshit) and they're going for a million dollars?!
Be my parents and still be renting. My step on makes very low 6 figures at UCSF. My dad makes mid 6 figure at UCSF. They keep getting out bid by all cash buyers.
Yea it’s tough. You either have a job that pays six figs that lets you get a studio, you have a bunch of roommates, or you have a significant other with a good job too. I used it as a stopover on my career, and it was well worth the investment. But yea, it’s really really hard. And you honestly don’t get much for the money. You could live in much better (warmer, cleaner, safer, more diverse, more open minded, etc) city for much less money. But if you want a springboard for your career in certain industries, it’s worth swallowing the pill for a bit. As soon as we started thinking about kids and a family, we got out.
My parents bought before things got so crazy in the city and are currently renting out their home. They recently were looking for a new tenant and they got a lot of applications from people who were looking to buy and needed a place to stay for 6ish months. The incomes they saw were insane. There are plenty of couples in the Bay Area brining in a million a year, to them a one, two, three million dollar home is pretty reasonable.
Work in tech, 250k+/year is common.
I’ll never understand people who pay that much money to live that close to other people. If I had that kind of money, I’d have no neighbors
This house is probably worth *$4 million+. The garage is very functional.
*edit $2+ million to $4+ million. Just need 12 full time jobs for this space
I imagine this is $4M plus. Just browsing Zillow
Welcome to California, where even a shitbox of a house can go for 300k in Stockton. Fucking Stockton.
San Francisco? Probably closer to 5…
Jesus Christ. Someone on my block in the Minneapolis suburban area just sold for 280k and I was fucking gobsmacked. I bought for 105. How the fuck can anyone afford $5m?
I literally wonder this about everything these days. How is everyone affording all this shit? The more money I have the more I'm confused by how much more other people have than me.
I think about this a lot too. Like I’m not doing too bad job/money wise but a house is still barely affordable, maybe. But all these expensive places everywhere....what are people doing that they can afford this!?
Stock pays more than a salary ever will, and if you hold for the 1 year tax advantage when selling, its taxed less than your salary.
The salary isnt what allows silvalley people to afford this, its the big payoff when 1-200k stock incentives go 10x or more over the next 5 years of working there.
It’s not. Most homes in really nice SF neighborhoods are 1-2 million. Only the most luxurious 4+ bedroom homes in the most expensive neighborhoods will go for 5.
I think you’re off by a million for the nice neighborhoods. I think the median price of a house in sunset is $1.5 million+. Nicer neighborhoods are going to be $2-3 million for a single family home.
I mean, 1-5 million may as well be the same number for those of us who will never be able to afford anywhere near that price range
Closer to 3100$ on a 2.75% 30 year fixed with the standard 20% down. This is cheaper than rent in most of the Bay Area, and you essentially get the property tax written off in your taxes from tax breaks for holding a 750k+ mortgage loan.
id be terrified to take a mortgage that size, what if the housing bubble pops in SF and you're left holding the bag? so risky.
This isn’t entirely true. The nicest homes in the most expensive neighborhoods go for 15+mm
Look at pac heights, Lyon st, sea cliff, presidio terrace.
Some neighborhoods out here regularly have listings above 25mm
Working in FAANG or successful IPO. It’s not uncommon to make 300-500k+ per year in the bay area.
$2M? No way. Ive lived in SF for ten years, this is likely $4M
Was wondering how the hell you'd get a car in there, but the curb's dropped, so I guess it's possible.
Have a tiny ass car. You’ll thank yourself for this anyway trying to find parking in SF.
Step 2. Don't buy a manual unless you also want to buy new tires for all that rubber you will be burning on those convenient lights on the edge of step hills. (California street I'm looking at you)
Or a clutch job which costs more than tires
While I didn't live there, I did drive a stick through SF a few times and I don't recall ever spinning the tires.
I'm not saying it was fun but it wasn't that bad.
Need a Mr Bean - style Mini auto.
How about a horse.
I mean. Maybe one of those little cute dwarf horsies like Sebastian from Parks and Rec?
As long as you’re cool with shovel’n poo.
Fertilizer for the garden out back?
Dumping a horse's worth of feces into a tiny backyard...It would certainty smell lovely during summer.
Yet there was a time when every city in America really did reek of shit
A tiny horse's worth of feces for a tiny backyard. I see no problem.
Big hit with the neighbors I’m sure.
But then you can gloat that your entire garden is organic down to the fertilizer and make them jealous.
Because that just seems like something that would happen there.
Unexpected P&R ... Nice.
Why would you use a motorcycle to push a car in?
The depth of the sidewalk is deceiving, you’re only seeing about half of it. It flattens out, so the whole depth of that staircase probably is sloped between what you see and the door. Sometimes theyll also add extra tire-width ramps to make it easier
A lot of people drive cars that aren’t low if they live in a house like this. Subarus, Tesla’s, anything that isn’t low to the ground would be fine here
Prius no, I had to install ramps just to get in my garage in SF
Honda Element. Yaauuuss.
In san Francisco garages are great places for $1200 rent lol. Probably not the Victorian houses though. Source: friend stayed in a garage for $900/month 10 years ago. I'm guessing it's around $1200 now lol.
Yeah, it's probably 2 cars deep.
I was just thinking having to back out or in that thing everyday ... yeah I just couldn't
Right? They seem so slim to me that I wonder if even an SUV would fit in there?
It took me forever to find that garage door
I know a dude who worships shades of blue.
He calls himself a cyantologist.
Do you know why you have to knock on the fridge door before opening?
Because salad dressing.
i am visibly shaken and upset by the fact that i chortled at this.
Wife shook her head yesterday when I told her so I knew it was good.
Blue, his house? With a blue little window and a blue corvette?
And everything is blue for him, and himself and everybody around
But he ain't got nobody to listen to :(
DA BA DEE DA BA DY
da ba dee da ba daa
Da ba dee da ba daa, da ba dee da ba daa, da ba dee da ba daa
Da ba dee da ba daa, da ba dee da ba daa, da ba dee da ba daa
Got my wife to roll her eyes so your humour is at LEAST better than mine.
Got mine to roll over.
da ba dee da ba daa
I'm afraid I just blue myself.
You're thinking of the Blue Man Group. This is a support group for depressed men.
Did this joke exist specifically for this moment?
I ask this about myself every day.
Did he design their west coast headquarters?
I like that colour scheme a lot!
I hope so, because I bet it was a sonuvabitch to paint.
Wow that’s absolutely beautiful. Whoever mapped out the colours has an excellent eye.
Props to the painting contractor because that’s some serious precision work.
Man that's my color right there. I love that blue. Gorgeous house
Haint Blue is more a turquoise-indigo blue.
I wanna go to San Francisco just for the architechture
Come for the architecture. Stay for the cool weather. That’s what I did.
Definitely a beautiful city.
And the views around every corner! That's what keeps me here.
I won't stay but I will for sure visit
By far the most beautiful city I’ve ever visited
It looks like it’s probably bigger on the inside.
Edit: comments going whoosh
Quick, someone pull up the listing!
I thought this was a reference to House of Leaves for like two seconds, then I realized.
That book... was weird
Some Doctor, probably.
I visited SF recently and saw a house for sale that looked just like this, and it was well over 2,500sqft. I live in an area with a lot of shotgun houses, but that was even deceiving to me.
I bet it’s gorgeous inside. And worth 5 million
MAKIN A DEPOSIT!
That's the most beautiful blue 50,000,000 dollar house I've ever seen.
When your house costs five million dollars what’s a seventy thousand dollar paint job?
These unattainable beauty standards are getting out of control.
I like blue but never thought it would work on a house but this is really nice .
It costs $62.5 million
To rent a closet.
For 1 hour.
With 5 others.
With 800 + credit scores
And only on tuesdays
Farrow & Ball paint really is amazing. Look at the depth of Colour!
truly! their color selection is incredible.
That's like 8M right there ☀️
Multiple offers, 20% over asking, no inspection.
Closed on a house Friday for just 2500 over appraisal. Banker guy, when making wire, said people were throwing 50% out of pocket over asking... Absolutely nuts.
I don’t see what the big hurry is. I guess people think prices will just keep skyrocketing forever so they’d better get in now... that and cheap money, I suppose
Some of us wanna move out of our parents’ house
I know, that's the first thing I think when I see one of these in sf.
reminds me of something from a series of unfortunate events
This looks like a TARDIS!
That's why I like walking around this city.
San Francisco and San Jose have some beautiful Victorians, some of my favorites ever ❤️
Step right up, renters! Only $5400 a month!
It's a ~$4M house in SF going to rent for a lot more than $5400/mo.
people outside of SF have absolutely no clue how expensive it is lol. they can't even ballpark it
I live in Kentucky but also lived in the Bay Area. This kid I work with has never lived anywhere but his grandparents farm. I showed him this and was like how much do you think this costs? He was like wow yeah in San Fran? Probably like 1-200k? I started laughing so hard I cried
Way over $5400/month. I currently pay $7,500/month for something not nearly as pretty. But a backyard which is unheard of in SF 🤷♀️
You would think so, but a lot of these houses, assuming that they're not subdivided, actually rent for pretty reasonable rates compared to their cost.
If it's a rental, good chance it's like a four bedroom house on one floor that rents for maybe $4000-6000 a month. If it's a whole house, probably like $5000-$10000 a month.
Occasionally, depending on the neighborhood, you can see these things go for $10K-25K, but I would say that's rarer and usually you're talking about something like 4000 square feet or more.
My guess is this would rent out for about $7000-12000 a month if it's like 3000 square foot whole house in the right neighborhood. About half that per unit if it's subdivided into two floors.
Yup I pay $7500 for a 3 bedroom 1.5 bath. And not nearly as pretty as this façade
For one room, maybe
for the front stairway
LoL you have no idea
The mortgage payments are closer to $20K/month there for a house like that.
You know, I don’t consider myself a poor man, but at those prices I probably have more in common with one of the many living under a bridge.
A lot of the people in those tent communities probably have paying jobs with salaries that would be considered good-paying jobs in other parts of the country.
HUD defined “Low Income Limits” in San Francisco as $82,200 for an individual and $117,400 for a family of four in 2018, based on 80% of the area's median income. However, the federal poverty guidelines in 2018 were only $12,140 for an individual and $25,100 for a family of four.
Lol thats cute
More realistically it would be about $10,000/mo. I know someone renting out their $3.5M house down the peninsula for $9500/mo
If that was listed for 5400 the line of applicants would be a mile long
if that's $5400 a month in SF then rates have absolutely crashed since I left
Same for Rye, NY.
Such a cool city.
San Francisco has a famous row of these Victorian style houses called [the Painted Ladies](https://en.wikipedia.org/wiki/Painted_ladies)
Probably worth $11 million in SF
Wow! That place looks awesome!
Looks like it could be Lombard Street? Or Filbert? Love this house...if only I had a few million. or several.
I don't know how you would tell. It looks like a ton of streets in the northern half of the city.
Bernal Heights. A pretty regular neighborhood off the tourist path.
Thats a gorgeous looking house.
That's so beautiful. That blue is absolutely stunning.
As a painter I can tell you that painting this house took a lot of effort and time.
That is one of the most beautiful houses I’ve ever seen!
Much praise to the owner for not turning it into some colorless 'sleek' modern 'minimalist' boring af purgatory.
You're legally required to keep the facade of a house built before a certain year, sometime mid century like 1940s.
How I would love to live in an eccentrically colored home in the Bay Area
That is gorgeous.
I know this house and am stunned by it every time I walk by! Great photo
I would love to see the inside.
This is beautiful
Looks like a happy Gru house.
I know the phrase "we need to normalize" is overused but we need to normalize painting houses cool colors
Beautiful architecture in a great city. Problems like them all, sure, but there's so much greatness there as well.